I’ve teamed up with Unified Wealth to show you how investors use a self-directed IRA or solo 401(k) to buy real estate, inside the IRS rules. It’s free. Grab a seat for the next training.
When I can’t be there live, you’ll watch my training and the Unified Wealth team will be in the chat answering your questions in real time.
Self-directed IRA, self-directed Roth, solo 401(k): what each one is and which fits you.
How an old 401(k) or IRA moves over without taxes or penalties as a direct rollover.
What the account can buy, who it can’t do business with, and the mistakes that blow people up.
“You don’t need a bank’s permission to buy real estate. The money investors overlook the most is their own.”Pace Morby
If you wholesale, flip, sell real estate, consult, or run any business with no full-time employees other than a spouse, you may qualify for a solo 401(k). It allows much higher contributions than a regular IRA, and it can be set up to invest directly in real estate. We’ll cover who it fits and who it doesn’t.
Fees quietly come out of your nest egg year after year, whether the account does well or not.
Stocks, bonds, and mutual funds from a menu someone else picked. Real estate isn’t on it.
You put up all the money and take all the risk, but you don’t decide what it’s invested in.
With a self-directed IRA or solo 401(k), your retirement money can go into what you know and believe in:
When you open a self-directed account through Unified Wealth, the team handles the heavy lifting:
Learn the accounts, the rollover, and the rules with Pace and the Unified Wealth team.
If you want help, the team handles the paperwork, the rollover, and the compliance. Most setups finish within 3–5 business days of the welcome call; rollovers take 2–8 weeks, depending on your current custodian.
With checkbook control, you choose where your retirement money goes, inside the IRS rules.
Most clients are fully set up within 3–5 business days after their welcome call. Rollovers usually take 2–8 weeks, depending on how fast your current custodian moves. Once the account is funded, it’s ready to invest.
Almost anything the IRS allows: real estate (single-family, multifamily, land, commercial), tax liens and deeds, private lending, notes and joint ventures, precious metals, private businesses, and more. What the IRS prohibits are certain transactions, like buying property you live in or doing deals with close family. We cover those rules on the training.
No. A self-directed IRA or solo 401(k) doesn’t earn interest like a bank savings account. What it earns depends on what you invest it in, such as rent, interest on a loan you make, or a property’s change in value. Every investment carries risk, including loss of principal.
With a solo 401(k), the plan can allow a participant loan of up to 50% of your balance, capped at $50,000, which you pay back to your own account with interest. IRAs can’t lend to you or to “disqualified persons”; the IRS prohibits it.
Yes. Self-directed retirement accounts have been around since the 1970s. The IRS doesn’t ban real estate in a retirement account; it bans certain transactions. That’s why the setup matters, and why we walk through the rules.
Pace built his business on one idea: you don’t need a bank’s permission to buy real estate. He’s teamed up with Unified Wealth, who handle the setup, the paperwork, and the rules for self-directed accounts every day.